Seller financing at below-market interest rate with adequate down payment for 10 years at 6.5% rate. Willing to negotiate terms to close by January 1. Buyer advantages to owner financing is savings on closing costs normally 8% to 10% of total sales price, no mortgage insurance for the life of the loan, no loan origination fees or discount points, and no underwriting fees. Every detail was well thought out for this beautiful one-level home with gorgeous modern features including a massive quartz-covered island, soft close cabinetry, and a gas range. Separate laundry room and 3 car garage. Newly painted, and a carpet allowance is offered, HOA maintains front landscaping.